- **Debt Collection Restrictions**: New rules limit how debt collectors can contact individuals, particularly regarding medical debt. Automated phone systems are no longer allowed for medical debt collection.
- **Access to Medical Care Despite Debt**: Healthcare providers in Minnesota are now required to provide necessary medical treatment, even if a patient has outstanding medical debt.
- **Transparency for Long-Term Disability Insurance**: Insurance providers must now disclose more information about the limited duration of coverage for mental health and substance use disorders when offering long-term disability insurance.
These changes reflect Minnesota’s efforts to protect consumers and ensure access to healthcare while addressing debt-related issues.